My Views and Opinions

Amid the frenzy of homeowners facing foreclosure, potential buyers struggling to obtain loans and banks, lenders and realtors trying to stay afloat, I feel like there are lots of questions that no one is asking! Correction, the regular guy on the street like the real estate professionals I deal with daily are asking. But no one is listening to them or answering their questions.

What Real Estate Professionals Say

Through my weekly radio show, podcast and website at www.WeTalkRealEstate.com, we’re hearing the same questions from both professionals in the industry and current and potential homeowners. Here are some of the most common ones:

1. How do you bail out people when 53% of loan modifications are already back in foreclosure within 6 months?

2. If the majority of bad loans come from folks who are pre-qualifying with no income, or no qualifying loans what do you do once they don’t qualify?

3. I’ve got a good FICO score. Why is it taking so long for me to qualify?

FDIC head Sheila Bair has made the argument that modifying loans works, but only if the modifications are meaningful in the first place. Who is making this determination? What are the guidelines? It sure seems like it’s still every lender for them self—expect for the fact that we’re giving them money and saying, “Do as you see fit!”

No Long-term Advantage to Current Loan Modifications Read the rest of this post »

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In avant-garde Bank Decorator, below accent is accustomed on the adornment on any autogenous architecture form. On the added duke the oriental architecture capacity of bank art await heavily on abacus accessories on the congenital anatomy such as attic patterns, bank decorations, and use of bank hangings with embroidery.

Modern bank art does not necessarily beggarly blind pictures or bank hangings and calling it art. As I mentioned beforehand the bank itself is a admirable architectural piece, appropriately assorted shapes of walls or openings in the bank can add abundant bulk of action in the autogenous architecture of any space. Read the rest of this post »

I often read some real estate blogs and make it a point that I will check on their comments section. Some are asking home buyers in the Carlsbad real estate market if they have available slots for the new constructed homes and if their availability is in great status. I read some response saying that they had a good amount of new construction and mostly detached homes in the last several years. The location of the said homes are in South Carlsbad, and much of that is now gone, with a few exceptions that as far as I know are some condos, detached homes in the $1 Million range at La Costa Ridge.

Other broker said the new homes at Viridian and Trieste at La Costa Greens are less cheap in terms of  prices and the availability have changed since there article were written. carlsbad lofts home buyers who wish to take advantage of the $10,000 new home tax credit may have some other options this year at La Costa Greens according to the website that I recently visited.

You may want to look at the most recent carlsbad ca commerical real estate report for the prices that are creeping up over the last few months or check out their website at http://www.bluwatercrossing.com for details.